At Flutterwave, from day one we set out with a singular mission: to connect Africa to the world and the world back to Africa. We believed that cross-border payments shouldn’t be a headache. They should be seamless. They should empower multinationals to expand across emerging markets. They should give individuals and small businesses the same financial reach that big firms take for granted.
Today we are taking a bold leap forward in that mission by collaborating with Polygon Labs, an infrastructure partner that allows us to make cross-border payments faster, cheaper, and truly borderless.
Why This Matters
Every day, millions of Africans move money across borders, to pay partners, support families, grow their businesses. Yet for too many, this flow is still slowed by distance, high fees, and outdated systems. We’re here to change that. By integrating on Polygon’s blockchain architecture, Flutterwave is enabling transfers of stablecoins (USDC, USDT) across our network. That means customers, large enterprises, growing SMBs, and everyday consumers, can now send, receive, and settle payments in real time. Globally.
For Enterprises
Large institutions and IMTOs (International Money Transfer Operators) can no longer afford settlement delays. They need liquidity, speed, and certainty.
With stablecoins on the Flutterwave-Polygon rail, settlement moves from T+2 or T+3 to T+Instant!
This means smoother expansion, better capital efficiency, and the ability to serve the African market without running into payment system bottlenecks.
For SMBs
Thousands of SMBs already trust Flutterwave for receiving payments. But when it comes time to pay international suppliers, many face the drag of SWIFT, correspondent banks, and waiting days for funds to clear.
With our new stablecoin rail, they can:
- Receive globally, instantly.
- Pay suppliers around the world without delay.
- Unlock faster inventory turnover, wider market access and stronger supply-chain responsiveness.
We’re giving SMBs in Africa the payment infrastructure they deserve.
For Consumers
The diaspora remittance market is massive, with over $97 billion sent into Africa annually. Yet too many Africans pay 6 %–10 %+ in fees, wait days, and face opaque processes. That stops now.
Using Flutterwave’s stablecoin rails:
- Send money home in seconds.
- Avoid unnecessary card-rail fees and delay.
- Transact via a licensed, regulated platform you can trust.
Because supporting your family shouldn’t cost so much—and the wait time should be zero
Why Flutterwave?
This isn’t just about integrating blockchain. It’s about building infrastructure designed for Africa’s scale and complexity.
We are the most-licensed non-bank financial institution in Africa, plugged into dozens of countries, delivering payment services every day. We bring regulatory compliance, bank-grade trust, and distribution across 34+ markets.
Stablecoins are not some distant “crypto experiment”. They are an infrastructure play, one that Africa needs now. And with Flutterwave and Polygon working together, we are making that future accessible today.
What’s Next?
The pilot phase kicks off in 2025 with select enterprise customers. The full rollout launches in 2026, covering enterprises, SMBs using our Flutterwave For Business solution and consumer remittances via Send App across Africa and beyond.
We’re proud to build the bridge between the traditional financial world and a new global payments economy. We’re proud to empower businesses, creators, and everyday people across Africa. And we’re just getting started.