“If I have seen further, it is by standing on the shoulders of giants.” – Isaac Newton, 1675.

As a company, we’ve always shown how much we desire to ensure endless possibilities for both businesses and individuals. We’ve shown this with the solutions we’ve built for our community over the years. An example is $end By Flutterwave, the fastest & most reliable way to send money to your loved ones across borders. 

We can’t stop, we won’t stop! We are excited to keep simplifying payments for endless possibilities with our brand new product, Flutterwave Fintech As A Service. FaaS allows you to embed financial services into your product in minutes. Whether you’re a fintech or a business that needs to embed fintech services in your app, say you need a wallet system like Uber cash within your app, you’re able to do it in minutes. Your app is easily able to allow your customers to hold funds in their wallets, pay bills, create virtual cards, and do so much more. All without building out infrastructure that’s been built already or acquiring licenses because Flutterwave has done it so you don’t have to.

What FaaS Can Do For You

Building financial solutions can be difficult because of the number of integrations, regulatory requirements, licenses and so much more you need before being able to finally serve your prospective customers. Being Africa’s top financial technology company, we understand this pain. We’ve been through it in our six years of existence, this is why we know how to make building fintechs and financial services easy for entrepreneurs. 

According to a Statista report in November 2021, there were 26,346 fintechs globally with EMEA (Europe, The Middle East & Africa) boasting 9,323. The market is still quite ripe for more innovative fintechs. With FaaS, you have everything you need to embed financial services in your product. 

These are the ways FaaS can help you get your fintech to the market faster: 

  • KYC (Know Your Customer)
    Integrating into our robust infrastructure means you will be able to facilitate your customers’ identity verification easily. This is one less integration you have to do. 
  • Account Opening
    FaaS ensures you seamlessly open and manage branded consumer & deposit accounts using our well-documented developer APIs. 
  • Debit Cards
    You’ll be able to easily issue and process branded virtual and physical consumer and business debit cards. Your customers will be able to use their cards to shop online and offline. 
  • Payments
    Imagine Flutterwave and poor payment experience in the same sentence, impossible! Integrating with us ensures an excellent payment experience for your customers. Through a single endpoint, you can execute custom ACH (Automated Clearing House), bills payment and real-time transfers.
  • Account Servicing
    FaaS simplifies the management and maintenance of your customers’ bank accounts. One integration makes all this possible!
  • Compliance
    Our robust compliance system offers a layer of protection and safety for your fintech.
  • Top Security
    With FaaS, security is one less thing to worry about. At Flutterwave, we take security seriously, so every payment made on our platform is 100% secure, even exceeding industry standards. We’re PA DSS & PCI-DSS certified, this certification is proof that Flutterwave as a payment gateway processor, has satisfied the highest level of Security Audit and authorizations.
via Schitt’s Creek on GIPHY

Frequently Asked Questions


We understand that you might have questions about FaaS, we’ve answered some of them below but if you have more, you can reach out to us here.

  • How much does this service cost or is it free?
    FaaS is not a free product, due to its peculiarity and range of solutions, we’ll need you to reach out to us. Do that here
  • Is this available globally?
    FaaS is currently available only in Nigeria, we’ll announce as soon as we start operating in other markets.
  • Can I access FaaS via the dashboard or it’s an entirely different product?
    FaaS can be accessed via the Flutterwave Dashboard, learn more here.
  • Can I have a custom offer if I don’t want all the offerings?
    Yes, you can have a customer offer, please reach out to us here
  • Will I have the best support?
    Our 1st core value is “we’re customer-focused”, we’re certain you will get the best support on your FaaS journey. 

According to this report by Markets Media, fintech investment reached $102bn. With fintechs enjoying a large share of investor commitments globally, there is no better time to start your fintech, we’re here to ensure it’s a seamless experience for you. Let our shoulders be your stepping point to your heights of success. 

Published by Rotimi Okungbaye

Product marketer